What You Need to Know About Workers’ Compensation Insurance

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If you are a business owner, you know first hand how hard it is to build a successful business. Countless hours of ensuring not only your customers’ happiness, but also the happiness of your employees is crucial in making sure that your company stays afloat. In addition to happiness, you must also ensure that your employees are safe while at work, and that any accidents on the job do not have the ability to destroy the hard work you put into creating your business.

 

What is Workers’ Compensation Insurance?

Workers’ Compensation Insurance was created to help companies cover the cost of on the job injuries or illnesses without the process of a lawsuit.

In most states, Workers’ Compensation Insurance is required by law and applies to any business that has one or more employees. This insurance is essential for owners to adopt in the workplace so that they may rest assured that their business and your employees are protected in the case of any injuries, illnesses, or work-related deaths. Workers, and your business, are in turn protected in the case of any injuries on the job, any work-related illnesses, or any automobile accidents that happen on business trips.

 

What Benefits Do Employees Receive?

As a result of implementing Workers’ Compensation Insurance in your business, employees receive a plethora of benefits. These benefits include medical care, temporary disability benefits, permanent disability benefits, supplemental job displacement benefits and a return-to-work supplement, and death benefits.

 

How Can We Help Your Business?

At Partners Direct Insurance, our team of professionals can assist you by providing several insurance package options that will suit your business needs. We will give you all guidance necessary in determining what kind of coverage your business requires, and any coverage for your personal needs as well. Our goal is to help you protect your employees from harm, and to make sure that your business does not end up in a lawsuit that may threaten its success.

 

Give us a call today or fill out our online form to get a quote today!